What’s Included in Toyota Warranty Coverage?

Disclosure: This content was produced by an independent editorial party for the purposes of educating our customers, and is not influenced by the other business operations of CARCHEX.

An extended car warranty is protection from the vehicle manufacturer against mechanical breakdowns. This term is sometimes incorrectly used to describe coverage from third-party providers, which offer similar protection plans called vehicle service contracts. CARCHEX is a vehicle service contract provider.

Like any manufacturer’s warranty, your Toyota’s factory warranty has exceptions regarding what repairs are covered. As a car owner, it’s important to know what your current auto warranty covers and for how long. Learn more about Toyota’s warranty coverage here.

Toyota offers two types of warranties for its vehicles: one that comes with all new vehicles and one that can be purchased for extended coverage.

New Car Warranties for Toyota Models 2020 & Newer

When you drive your new Toyota off the lot, you’re covered by the following warranties:

In addition, Toyota includes two special coverage benefits that you may not find in other manufacturer’s warranties:

• 1-year/12,000-mile wheel alignment and balancing coverage
• 5-year/60,000-mile restraint systems coverage
  • Includes seatbelts and airbags

Coverage under the Toyota warranty does not include normal wear-and-tear items, neglect or abuse, accidental damage, alterations, and other common exclusions.

What Is ToyotaCare?

When you purchase or lease your new Toyota, you will also be equipped with ToyotaCare, which covers 24-hour roadside assistance for 2 years/unlimited miles and maintenance services for 2 years/25,000 miles.

All maintenance and repairs are made by certified Toyota technicians with OEM Toyota parts. When you file a claim under your Toyota new car warranty, you’ll be required to visit a Toyota dealership or Toyota authorized repair facility.

After your Toyota warranty expires, your vehicle is no longer covered for free. Start shopping for an extended warranty before your factory warranty expires to get the peace of mind that comes with seamless coverage. Since the price of extended warranties increases as your car ages, getting an extended warranty while your Toyota is still under warranty can save you money in the long run.

Toyota Dealer Extended Warranties

When Toyota warranties expire, most drivers have the option of purchasing extended protection from Toyota in the form of a Vehicle Service Agreement (VSA). Toyota’s VSA programs include:

• Three levels of service agreement protection to choose from
• Flexible coverage terms lasting 3 years/50,000 miles to 10 years/125,000 miles
• Free access to Toyota’s nationwide service and support network
• 24/7 roadside assistance and travel protection
• Reimbursements on towing services, car rentals, meals, and lodging in case of a breakdown
• One-time warranty transfer between owners

Toyota extended warranties are available under three main plans:

• Platinum Protection—This is the highest level of coverage offered by Toyota.
• Gold Protection—Get middle-of-the-road protection that extends beyond powertrain coverage but doesn’t cost as much as bumper-to-bumper coverage.
• Powertrain Protection—Cover the cost of repairs for your Toyota’s engine, transmission, and drive axle.

You may cancel your policy after 30 days for a $50 fee. And, you can transfer your warranty to a new owner at no additional cost.

The Cost of Repairing a Toyota Vehicle

The table below showcases the common repair cost ranges for various part replacements in different Toyota models. All cost data comes from RepairPal, a trusted repair and maintenance research site for the automotive market.

If these numbers are shocking to you, then you’re not alone. Few people are able to comfortably pay for these repairs out of pocket. That’s why many Toyota owners purchase extended coverage for their vehicles.

Whether you have a factory warranty that came with your Toyota the day you drove it off the lot or a vehicle service plan purchased through your dealer, there are some things that you just don’t get with manufacturer warranty plans.

Here’s what you’re missing out on:

• The freedom to choose your mechanic—Dealer warranties or service contracts will require you to have your vehicle serviced only at specific dealership locations.
• The option to customize—Dealers sell off-the-rack warranties that can’t always be tailored to your needs.
• Price flexibility—When you buy a VSA from a Toyota dealer, you won’t find any flexibility when it comes to cost since prices are set at the brand level, not the consumer level.
• Money–back guarantees—Unlike the best third-party providers, most manufacturers do not provide any kind of satisfaction guarantee.

When you choose to protect your Toyota with extended coverage from a third-party company like CARCHEX, you can be sure that you’re getting the best coverage for an affordable price.

We’ve been keeping drivers safe and on the road for over 20 years with our Extended Vehicle Protection Plans*, and we provide our customers with a long list of benefits, including:

• Affordable monthly payment plans that can fit any budget
• No down payment, so you can seamlessly get coverage right away
• Consultative customer service, so you can make sure your plan works for you
• Your choice of mechanic, so you can choose the repair shop you trust most
• Claims paid to the repair facility, so you don’t have to pay the bill out of pocket and then wait to be reimbursed
• Transferable terms, so you can pass your protection plan along if you decide to sell your vehicle
• A 30-day money-back guarantee to ensure that you’re 100% pleased with your Toyota vehicle service contract
• A No Haggle, Low Price, Everyday Guarantee™ to ensure your suggested price doesn’t raise

*Any plans offered by CARCHEX are not extended warranties, but are often referred to by consumers as such. CARCHEX vehicle service contracts (also called protection plans) operate similarly to extended warranties and provide coverage for mechanical breakdowns after factory warranties expire.

CARCHEX coverage plans are extensive and affordable. You’ll find plans for both new and used cars, as well as cars with higher mileage. Get coverage that extends for years beyond your Toyota new car warranty.

Here’s a quick look at the five coverage levels we offer. Available within these levels are a number of protection plans that span from the most basic to exclusionary, which includes only a short list of items that aren’t covered.

*Stated-component coverage refers to any car warranty or vehicle service contract that states everything it covers within the contract—so if you don’t see the car part listed, it isn’t covered. This is in contrast to exclusionary coverage, which only lists the vehicle components it doesn’t cover in the contract.

To get the most out of your Toyota for years to come, consider an Extended Vehicle Protection Plan from CARCHEX. We work with you to determine the best plan and coverage that’s right for you and your budget. Our monthly payment plans require no money down to get started.

CARCHEX is also backed by an A+ rating and accreditation from the Better Business Bureau (BBB).

Sources:

Toyota:
https://www.toyotafinancial.com/content/dam/tmcc-webcommons/toyotafinancial/documents/vehicle_protection_plans/vehicle_service_agreement/TFS_VSA_Platinum_eBrochure_Jan_204.pdf

Toyota:
https://www.toyotafinancial.com/content/dam/tmcc-webcommons/toyotafinancial/documents/vehicle_protection_plans/vehicle_service_agreement/TFS_VSA_Gold_eBrochure_Jan24.pdf

Toyota:
https://www.toyotafinancial.com/content/dam/tmcc-webcommons/toyotafinancial/documents/vehicle_protection_plans/vehicle_service_agreement/TFS_VSA_Powertrain_(11-21-Present).pdf

Toyota:
https://www.toyota.com/owners/warranty-owners-manuals/

RepairPal:
http://repairpal.com/toyota

Better Business Bureau:
https://www.bbb.org/greater-maryland/business-reviews/extended-warranty-contract-service-companies/carchex-in-hunt-valley-md-23015869