What’s Covered in a Lincoln Vehicle Service Contract?

Disclosure: This content was produced by an independent editorial party for the purposes of educating our customers, and is not influenced by the other business operations of CARCHEX.

An extended car warranty is protection from the vehicle manufacturer against mechanical breakdowns. This term is sometimes incorrectly used to describe coverage from third-party providers, which offer similar protection plans called vehicle service contracts. CARCHEX is a vehicle service contract provider.

The history of the Lincoln reaches beyond 1922, the year Ford acquired the Lincoln Motor Company. If you own this timeless and luxurious vehicle, you want to be able to afford the necessary repairs and keep it in its best condition. Read on to learn more about your options for Lincoln extended protection.

What Is a Lincoln Extended Warranty?

A Lincoln extended warranty is a way to protect your vehicle and bank account from costly car repairs. Similar to how a home warranty works, instead of paying the complete bill, the cost is offset by your protection plan, which is an affordable monthly payment.

You can purchase an extended vehicle protection plan from the dealership, but you must do so before your Lincoln factory warranty expires.

What’s Covered in a Lincoln Factory Warranty?

When you buy a new Lincoln at the dealership, you also drive away with a manufacturer or factory warranty. These warranties cover repairing or replacing defective parts during a certain period of time.

Here’s what’s covered under Lincoln’s New Vehicle Limited Warranty:

Warranty	Details
Bumper-to-bumper warranty (4 years/50,000 miles)	Sometimes called a comprehensive or exclusionary warranty, this covers most components in your Lincoln with a short list of exclusions.
Powertrain warranty (6 years/70,000 miles)	This warranty protects your engine, transmission, front-wheel drive, rear-wheel-drive, four-wheel/all-wheel drive, and related parts, including the driving axle.
Safety Restraint Systems (5 years/60,000 miles)	This includes your Lincoln’s safety belts and airbag Supplemental Restraint (SRS).
Corrosion coverage (5 years/unlimited miles)	If your vehicle’s sheet metal panels start to corrode or rust due to a manufacturing defect, the repair cost is covered. If the damage is caused by an airborne material or environmental fallout, Lincoln provides a free paint repair for up to 12 months or 12,000 miles. This benefit is also available for windshield cracks.
Lifetime Roadside Assistance	The original owner can enjoy roadside assistance for the entire life of the Lincoln. A subsequent owner will get it for up to 6 years/70,000 miles.
Limited new tire warranty	If your tires have defects, Ford may reimburse you for tire repairs. The reimbursement depends on how many miles you have driven with the tires. However, normal wear and tear on tires is not covered under your warranty.
Limited wear and tear	Wiper blade replacements are offered for the first 6 months in service. Wheel alignments and tire balancing are provided during the first 12 months or 12,000 miles. Lastly, Ford offers brake pad or lining replacements during the first 12 months or 18,000 miles.

If you purchase a previously owned Lincoln, you are eligible for any remaining coverage on the factory warranty.

What’s Not Covered Under a Lincoln Manufacturer Warranty?

Damage caused by accidents, theft, fire, racing, or driving through water deep enough to harm the engine	Damage caused by the environment, including dents, road salt, tree sap, flooding, and lightning	SYNC Hands-Free Communications and Entertainment System
Changes to the vehicle body, chassis, electronics, or their components, including if you use a non-Ford Motor Company part	Regular maintenance, such as oil changes and tire rotation	Vehicles that are labeled as “dismantled,” “salvaged,” or deemed a total loss by an insurance company
Tire wear or damage

When you are at the Lincoln dealership, make sure to ask your finance and insurance (F&I) officer plenty of questions so that you fully understand what repairs are and are not covered.

Do I Need Extended Coverage for My Lincoln?

Considering purchasing extended protection for your Lincoln? Not having it leaves you responsible for all repair costs once the factory warranty ends. Here are a few reasons why you should consider buying an extended protection plan:

Peace of mind: If the thought of costly car repairs keeps you up at night, paying affordable monthly payments through an extended vehicle protection plan may put your mind at ease.
Long-term value: If you plan on driving your Lincoln for years to come, an extended protection plan can make inevitable repairs more affordable.
Increased resale value: Many vehicle service contracts are transferable to other owners, so you can raise the price when selling your car.
Additional services: Vehicle service contracts from dealers and third-party companies often include extra benefits like 24-hour roadside assistance and rental cars.

Cost of Lincoln Repairs

Are Lincolns reliable? The best way to figure this out is to look at reliability ratings and common repairs for your specific Lincoln model.

In the J.D. Power 2024 Vehicle Dependability Study, Lincoln scored well below the study average. This study ranks brands based on reported problems per 100 vehicles. Lincoln earned a score of 251—32.1% higher (worse) than the study average of 190 problems per 100 vehicles.

To give you an idea of what it costs to repair a Lincoln, according to the brand itself, an engine can cost up to $6,000 and fixing your front suspension can set you back up to $700 at the dealership.

No matter the make and model of a car, it’s bound to have repairs and need replacements over time.

Common Lincoln Repairs

Vehicle	Replacement	Cost
Corsair	Water pump replacement	$319–$372
Corsair	Brake caliper replacement	$345–$374
Nautilus	AC compressor	$966–$1,033
Nautilus	Radiator replacement	$1,467–$1,627

Repairs and costs from RepairPal.

Tips to Maintain Your Lincoln

Whether you intend to enjoy your luxury vehicle until it dies or resell it in good condition, it’s important to take care of your car. Follow these tips for complete Lincoln maintenance:

If you don’t have a garage or carport, invest in a car cover to protect your Lincoln from tree sap, bird droppings, pollen, leaves, and other environmental factors. Remember, your vehicle service contract doesn’t cover these damages.
Keep up with regular maintenance like oil changes, tire pressure, brake pad replacements, and new windshield wipers.
Wash your car—inside and out—on a regular basis. This is especially important if your Lincoln has recently been exposed to sand, salt, or other damaging materials.
Get a Lincoln vehicle service contract to ensure that you can afford repairs when you need them.

Lincoln Protect Extended Service Plans

Extended service plans provided by the dealership are called Lincoln Protect Extended Service Plans (ESP). These extended warranties from the manufacturer usually require that all service and repairs be handled through the dealership, which can make it more expensive than a third-party vehicle service contract option. Lincoln ESPs are offered at four coverage levels:

Protection Plan	Details
PremiumCARE (8 years/125,000 miles)	The most comprehensive plan offered by The Ford Motor Company, this covers thousands of key components, including defects in materials and workmanship and normal wear and tear. It’s the only Lincoln Protect ESP to cover all high tech items, such as windows, locks, and GPS.
ExtraCARE	This plan protects 113 vehicle components that affect drivability and performance, including steering, brakes, and limited high tech.
BaseCARE	Covering 84 components, including all steering, BaseCARE offers limited coverage for the powertrain, electrical, air conditioning/heat, and more.
PowertrainCARE	This plan is the most basic and covers critical powertrain components.

For ExtraCARE, BaseCARE, and PowertrainCARE, Lincoln vehicle owners select the coverage period, with options ranging between three and eight years and 36,000 and 150,000 miles. See your specific plan brochure for details.

Other Lincoln Protect Features

24-hour roadside assistance	Support from Lincoln dealerships across the United States, Canada, and Mexico	Make payments in monthly installments with no interest or fees
All repairs use genuine Ford/Lincoln parts and are completed by factory-trained, certified technicians	Pickup and delivery service when your 2017 or newer model needs repairs, as well as a free Lincoln rental while yours is in the shop	Coverage is transferable, increasing your Lincoln’s resale value

What Are My Other Options for Lincoln Vehicle Service Contracts?

You can guarantee that the dealership F&I officer will try to get you to sign up for a Lincoln extended warranty as soon as possible. However, the Lincoln Motor Company is not your only option when it comes to extended coverage.

Purchasing a vehicle service contract for your Lincoln from CARCHEX is affordable and flexible. A key difference between our Extended Vehicle Protection Plans and Lincoln Protect ESPs is that our plans give you more freedom over the repair shop you use. The Lincoln dealership limits you to its facilities, technicians, and parts, which can be more expensive overall.

A major perk of buying from CARCHEX is you can purchase your coverage at almost any time. Lincoln requires you to get your protection plan while the car is still under the four-year/50,000-mile warranty. CARCHEX Extended Vehicle Protection Plans are available for used Lincolns, even those that have well over 100,000 miles.

Why Lincoln Owners Choose CARCHEX for Coverage

More options isn’t the only reason Lincoln vehicle owners choose CARCHEX to provide a vehicle protection plan. Other benefits include:

Exceptional customer service: Our brand promise is “Customer Experience Above All.” That promise is backed by the Better Business Bureau, which gives CARCHEX an A+ rating for customer service.
Customer satisfaction: We offer affordable plans with our No-Haggle, Low-Price, Everyday Guarantee™ and a 30-Day Money Back Guarantee if you aren’t satisfied with your service contract.
Trusted industry partners: CARCHEX is endorsed by reliable brands like CARFAX, Edmunds.com, Pat Gross, Kelley Blue Book, SiriusXM, and more.
Extra protection: All of our extended vehicle protection plans include 24/7 roadside assistance, gas delivery, rental car options, towing, trip interruption services, and more.

Compare CARCHEX to other industry leaders to see why we can offer you the right coverage for your Lincoln’s unique needs.

Extended Vehicle Protection from CARHEX

CARCHEX offers a variety of vehicle protection plans for your Lincoln:

Titanium: Our most extensive plan that covers all vehicle systems except a list of exclusions.
Platinum: This plan covers hundreds of components, including all major systems on your Lincoln vehicle.
Powertrain Plus: More than your regular powertrain protection, this level of coverage includes the essentials for your major systems.
Powertrain: This level is designed to cover the most basic and common repairs to your powertrain.
Extra Care: Add-on coverage for items such as the brake, electrical, steering, and suspension systems.

Peace of Mind with a CARCHEX Protection Plan

Feeling overwhelmed by all these choices? The team at CARCHEX can help you determine the right protection plan for your Lincoln based on your budget, personal preferences, and long-term plans for your vehicle. Our experts are highly knowledgeable about the industry and your options for Lincoln coverage.

Sources:

Ford:
https://corporate.ford.com/history.html

Ford:
http://www.fordservicecontent.com/Ford_Content/Catalog/owner_information/2018-Lincoln-Car-Lt-Truck-Warranty-version-2_frdwa_EN-US_07_2017.PDF

Ford: https://www.lincoln.com/cmslibs/content/dam/brand_lincoln/en_us/brand/resources/general/pdf/2020-Lincoln-Car-LT-Truck-Warranty-version-1_frdwa_EN-US_04_2019.pdf

J.D. Power:
http://www.jdpower.com/cars/lincoln

J.D. Power:
https://www.jdpower.com/business/press-releases/2020-us-vehicle-dependability-study

RepairPal:
https://repairpal.com/lincoln/town+car/car_reviews

Consumer Reports:
https://www.consumerreports.org/cro/cars/car-brands/lincoln/index.htm

Your Mechanic:
https://www.yourmechanic.com/cars/lincoln

Lincoln Protect:
http://lincolnprotect.lincoln.com/premiumcare

RepairPal:
https://repairpal.com/overheating-due-to-a-damaged-inpeller-290

RepairPal:
https://repairpal.com/grunting-or-grinding-noise-from-front-brakes-086