Is Mopar FlexCare Extended Vehicle Protection Worth Buying?

Disclosure: This content was produced by an independent editorial party for the purposes of educating our customers, and is not influenced by the other business operations of CARCHEX.

An extended car warranty is protection from the vehicle manufacturer against mechanical breakdowns. This term is sometimes incorrectly used to describe coverage from third-party providers, which offer similar protection plans called vehicle service contracts. CARCHEX is a vehicle service contract provider.

Though Mopar^® is mainly known for providing parts and services for cars under the Fiat Chrysler Automobiles (FCA) brand, it also provides extended vehicle protection contracts for any FCA vehicle. But when your factory warranty expires, is a Mopar protection plan worth it?

Read this guide to learn what plans Mopar offers, how to get a quote, and how Mopar’s services stack up to CARCHEX vehicle protection plans.

Note: Mopar has rebranded itself as FlexCare. During the company’s transition, its protection plans are referred to as Mopar FlexCare plans. Because there is currently limited information available about FlexCare, the plan details outlined in this article reflect Mopar coverage.

The name Mopar is a combination of the words “motor” and “parts.” The brand debuted in 1937 as Chrysler’s proprietary brand of antifreeze, and since then, it has grown to provide parts for all FCA vehicles. Today, Mopar FlexCare is the official parts and services arm of the company.

Sometimes referred to as Chrysler extended warranties, Mopar FlexCare Vehicle Protection plans are factory-backed service contracts. Mopar FlexCare has a vast network of brand repair facilities across North America, all of which use genuine Mopar parts. The brand offers new and used extended vehicle protection plans for the following brands, along with some competitors:

• Chrysler
• Dodge
• Ram
• Jeep
• Fiat 
• Alfa Romeo

Mopar FlexCare vehicle protection plans have different purchase restrictions depending on the age of the car:

• New: Vehicles within three years/36,000 miles of their original in-service date (may come with a surcharge after one year/12,000 miles)
• Certified pre-owned: Vehicles that are within the certified pre-owned limited warranty and have less than 75,000 miles
• Pre-owned: Vehicles that are no more than 10 model years old and have less than 150,000 miles or vehicles that are within the five-year/60,000-mile powertrain limited warranty and have less than 125,000 miles

If you buy Mopar FlexCare extended vehicle coverage when you buy your vehicle, you can add the cost to your auto loan. Otherwise, you can pay up front or with an interest-free payment plan. To cancel a protection plan, you must contact a dealer directly. If you sell your vehicle, you can transfer your coverage to the second owner for a $50 fee.

The table below lists the two main Mopar FlexCare vehicle plans and what they cover. Other plans may be available depending on your dealership and your car’s model.

*The plan details above reflect Mopar’s protection plans. Coverage, terms and deductibles may vary once FlexCare officially replaces Mopar.

Added Benefits

Each Mopar vehicle protection plan comes with a few added perks:

• Car rental allowance (up to $35 per day for both plans and up to $175 total per occurrence for Added Care Plus)
• Trip interruption protection (up to $1,000)
• Roadside assistance and towing (up to $100 per occurrence)

With the Maximum Care plan, these perks expire when the vehicle reaches 100,000 miles. The Added Care Plus and Maximum Care plans have the additional perks of key fob repair or replacement (up to $600 total).

Supplemental Coverage Plans

Mopar also offers three supplemental coverage plans:

Mopar doesn’t publish the cost of extended coverage on its website. The best way to learn what Mopar vehicle plan coverage may cost you is to contact an authorized local dealer for a free quote. If you’re not sure where to find an authorized dealer, you can use Mopar’s dealership locator page.

What Affects Mopar FlexCare Extended Vehicle Protection Plan Costs?

When you look for quotes on Mopar FlexCare extended protection plans, keep in mind that a few factors will affect how much your coverage costs. These factors include your:

• Coverage level: In general, the more a plan covers, the more expensive it will be.
• Term limits: Protection plans with higher mileage or year limits tend to be more expensive.
• Deductible: If you choose a low or no deductible, your protection plan price may be higher.
• Vehicle details: Costs will vary based on the make, model, model year, and mileage of your vehicle.

When shopping around for extended coverage, consider CARCHEX coverage for your FCA vehicle. CARCHEX has over 20 years of experience providing affordable extended vehicle protection plans that cover both your car and your peace of mind. CARCHEX plans can last between five and 10 years.

There are five levels of CARCHEX coverage to choose from:

• Titanium: Plans at this level contain exclusionary coverage with just a small list of excluded parts.
• Platinum: These plans cover the vehicle’s major systems. Contracts list hundreds of specific covered components.
• Powertrain Plus: Adds coverage for your vehicle’s air conditioning and electrical system to the basic Powertrain plan.
• Powertrain: Covers parts of your engine, transmission, and other basic systems that keep your car moving.
• Extra Care: Add-on coverage for systems like braking, electrical, and steering that aren’t covered under basic Powertrain plans.

Here are a few things you can expect when you get coverage with CARCHEX: